Review:
Identity Theft Protective Services & Insurance

My ID Fix
A comprehensive identity theft protection product can be found at MyIDFix.Com Although this company takes a different approach to identity theft protection by providing its subscribers with repair services once identity theft has occured, as well as immediate help to prevent identity theft if you feel your personal identity and financial information has been compromised.

For two years the My ID Fix™ Inc. programs have had a fabulous success rate. Stolen/Lost Wallet or Document

Identity Theft Repair

Identity Theft Scam Newsletters; and,

Letters for obtaining credit reports.

Their comprehensive customer service is available 14 hours a day, 7 days a week. In the event of a stolen/ lost wallet or document, or actual identity theft, their highly trained employees work quickly to stop the problems. MyIDFix.Com guides individuals through the process of restoring their identity profiles and credit records. Identity theft victims are required to use My ID Fix™ Inc.'s Identity Theft Repair program as part of their first claim to keep problems to a minimum. Further, you will be reimbursed for notarizing affidavits, long distance phone calls, tolls and postage costs related to the event. Within twelve months of his/her identity being stolen, a victim may order up to six credit reports in order to verify that their identity has been restored. Lost Wages - Past victims of identity theft typically spend 607 hours restoring their good name. They spend time talking to police, lawyers, as well as dealing with creditors. These expenses are covered. Lost hours from work and other related expenses are covered. My ID Fix™, Inc. keeps all of that work and anguish under control with it's highly trained staff of experts.
Annual Costs; $99.95-Individual; $124.95-Couples; $149.95-Family

Prepaid Legal's Identity Theft Sheild can be a stand alone identity theft protection service, or it can be combined with the Prepaid Legal family plan for complete comprehensive legal coverage. Provides continuous credit monitoring, credit reports and identity restoration services by Kroll Background America if your identity is stolen.
1. Make sure access to legal counsel is readily available.
A Pre-Paid Legal membership provides affordable access to an attorney, and along with an Identity Theft ShieldSM plan, can help protect your most valuable, yet most vulnerable, information.
2. Monitor credit activity on a regular basis.
An Identity Theft ShieldSM protection plan provides continuous credit monitoring by Kroll Background America, the world’s leading risk-consulting company.
3. Have a plan for identity restoration.
Kroll Background America experts are on your side and work to restore your personal information if identity theft strikes.
Fees: $9.95 - $15.95 per month. Annual Cost: $119.40 - $191.40

Military and Veterans: Join and Be Proud

Veteran's Advantage offers its membership (veterans and family) a free susbscription to Identity Theft Case Solutions. Identity Theft Case Solutions™ combines knowledge of the legal system with a specialized Identity Theft Case Manager to guide you through the maze of the toll-free numbers and mailing addresses you need to clear your good name. From educational materials to protect you from becoming a victim, to live case managers and attorneys to help you recover, Identity Theft Case Solutions has the resources you need for your personal situation. Their Case Managers personally assist each customer and play an active role in helping customers recover. At every stage in the process the Case Manager can integrate legal representation from their Reduced Fee Network of Attorneys who can help save you hundreds, in legal fees.
Annual cost for Veteran's Advantage card is $39.95 plus a one time $3.95 enrollment fee. Membership includes Identity Theft Case Solutions ($59.95 value) plus numerous other benefits.

myFico.Com offers a variety of credit monitoring products including
myFICO® Identity Theft Security Deluxe. And keep in mind, your FICO score is the credit score lenders determine your credit worthiness.

Automatic FICO score and credit report checking
You receive a FICO credit score and TransUnion credit report with your purchase, and quarterly thereafter. A detailed analysis accompanies each installment for complete transparency of what exists in your credit report, what items may be evidence of possible theft, and what corrective action must be taken.

FICO credit score tracking monitors
myFICO® Identity Theft Security Deluxe includes quarterly tracking monitors that allow you to see how your FICO score may have changed over time. This big-picture advantage gives you the ability to understand, at a glance, how detected activity affects your score.

Immediate notification
myFICO® Identity Theft Security Deluxe includes a comprehensive quarterly survey of all recent changes detected across key data sources, plus always-on monitoring of changes to your private information. When a suspicious change is detected, a myFICO security alert is automatically emailed to you. Upon receipt, you can log-in to see details of the change and, when necessary, follow specific resolution steps prescribed by myFICO® Identity Theft Security Deluxe.

Worry-free resolution
Your subscription to myFICO® Identity Theft Security Deluxe includes these valuable theft resolution services: Identity theft insurance — In the event of identity theft, you are covered under a $25,000, no-deductible identity theft insurance policy from our trusted partner, AIG eBusiness Risk Solutions. Toll-free help line with personal assistance — The identity theft specialists will help you file a local police report and a complaint with the Federal Trade Commission. They will also help you place a "fraud alert" on your credit report from all three credit bureaus to prevent further identity abuse.
Cost: $4.95 per month or $49.95 annually.

Review:Identity Theft Protective Services & Insurance

Review:
Identity Theft Protective Services & Insurance